Free forever. Two ways to go further.
The everyday app costs nothing and stays that way. MADBU+ adds a coach that knows your numbers. MADBUMAX puts the whole thing on autopilot.
Free
$0/forever
No card, no trial clock.
The whole habit loop, with no clock running.
- Unlimited manual logging
- Monthly budget and spending breakdown
- Streaks, points, levels and all 20 badges
- Weekly quests and shareable challenges
- Up to 10 accounts and 3 savings goals
- Net worth across your accounts
- Full history, search and CSV export
MADBU+
Most popular$4.99/month
or $39 a year, save 35% billed once a year, 35% less than monthly
A money coach that knows your numbers.
Everything in Free, and
- AI money coach with fresh insights every day
- Ask MADBU anything about your own money
- Type-to-log, write it the way you would say it
- Debt payoff planner with avalanche and snowball
- Unlimited savings goals with pace coaching
- Unlimited repeating entries and category limits
- Bill reminders by push and email
MADBUMAX
Everything$6.99/month
or $59 a year, save 30% billed once a year, 30% less than monthly
Your money on autopilot, start to finish.
Everything in MADBU+, and
- Bank connection, entries arrive on their own Soon
- Automatic categorisation of what comes in
- Statement import from any bank CSV
- Cash flow forecast, see a shortfall before it lands
- Recurring charge and subscription detection
- Unlimited accounts, property, vehicles and pensions
- Market research for stocks, forex and crypto
- Four times the daily AI allowance
7 days free on either paid plan. Cancel any time and keep every entry. You will create a free account first.
Want a plan built for your numbers?
Book a session with Dr. Paul Etienne, Amazon best selling author on business and finance, fin-tech developer, and consultant to small business owners and entrepreneurs. You can attach your MADBU snapshot so the session starts with real figures instead of guesswork.
Request a sessionFinancial coaching and planning. Not licensed investment, tax or legal advice.
About the plans
Does the free plan expire?
No. There is no trial clock on the free plan. Log, budget, build streaks and run challenges for as long as you like without paying.
What is the difference between MADBU+ and MADBUMAX?
MADBU+ is the coaching plan. It adds the AI money coach, Ask MADBU, type-to-log, the debt payoff planner, bill reminders and unlimited goals. MADBUMAX includes all of that and adds the automation and foresight tools: statement import with automatic categorisation, the cash flow forecast, recurring charge detection, market research, unlimited accounts, and bank connection when it launches.
Can I move between plans?
Yes, at any time. Moving up takes effect straight away and you only pay the difference for the rest of the period. Moving down or cancelling takes a couple of taps and you keep what you paid for until the period ends.
What happens to my data if I cancel?
Nothing is deleted. You keep every entry and can still export everything to CSV. Paid screens simply stop being available, and any extra accounts or goals become read-only rather than disappearing.
Can I pay yearly?
Yes, on either paid plan, and it works out cheaper than twelve monthly payments. You can switch between monthly and yearly whenever you like.
When does bank connection arrive?
It is in development and will be part of MADBUMAX. Until then, statement import brings in a whole month from your bank's CSV in one go and sorts it into categories for you.
Do I need a paid plan to share a challenge?
No. Challenges and their public share pages are free on purpose, because they are the best part of the app to pass on to a friend.
Is my financial data used to train anything?
No. Your entries are yours. The AI features send a summary of your own figures to the AI provider only when you ask for a coaching note or an answer, and you can turn off sending merchant names entirely.
Start free, upgrade if it earns it
Most people get real value from the free plan alone. MADBU+ is there when you want a coach, and MADBUMAX when you want it automated.
Create your free account