Free Budget Tracker App That Takes Five Seconds a Day
Know where your money went. Then change it.
MADBU turns budgeting into a five-second habit. Log what you spend, watch what you save, and earn a streak worth keeping, on your phone or your laptop.
✓ Free forever · ✓ Phone, tablet and laptop · ✓ Premium when you want more
LEFT TO SPEND · SEPTEMBER
$455.51
Track spending without linking a bank
Most budgeting apps drown you in categories and charts you never open again. MADBU keeps the daily part deliberately simple, so you actually keep using it.
Five-second logging
Tap the + button, type an amount, pick a category. That's the whole flow. No receipts to scan, no accounts to link.
Budgets that breathe
Set one monthly number and MADBU shows what is left in real time, instead of a post mortem at the end of the month.
Savings goals
Name what you're saving for, set a target, and watch the bar fill every time you move money toward it.
Streaks & points
Every entry earns points. Log daily and your streak grows. It sounds small, and it is the reason people stick with it.
Honest breakdowns
See exactly which categories ate your month, with weekly spend patterns and trends over time.
On every device you own
One account on your phone, tablet and laptop, straight from the browser. Log on your phone at the till, review it properly on a laptop later.
How the free budget tracker works
You can be up and running before your coffee gets cold.
Create your account
Email and a password. No card, and no trial countdown running in the background.
Set your monthly budget
One number for what you can spend this month. MADBU does the subtraction from there.
Log as you go
Bought lunch? Log it. Got paid? Log it. Moved money to savings? Log it. Your dashboard updates instantly.
Streaks that make budgeting a habit
Budgeting fails because it feels like homework. MADBU borrows what actually works from habit apps: visible progress and a streak you don't want to break.
- ✓10 levels from Starter to Legend, earned through consistent logging.
- ✓20 badges for milestones like your first $1,000 saved or a 30-day streak.
- ✓Daily streaks with bonus points that grow the longer you keep them alive.
- ✓Instant feedback, so points and unlocks pop the moment you log.
Unlock all twenty and you'll have logged every day for a month, saved four figures, and built the habit that got you there.
Budgeting and saving guides
Practical guides on budgeting, saving and building habits that outlast motivation.
Best free budget apps compared, honestly
The best free budget apps compared by type: manual trackers, zero based, envelope and bank sync apps. What free really means and…
Read more →🏦How to budget on an irregular income in 5 steps
Budget on an irregular income by finding your baseline, ranking priorities and paying yourself a steady salary. Includes a six month worked…
Read more →📊Debt snowball vs avalanche: which pays off faster?
Debt snowball or debt avalanche? See the same three debts run through both methods, with months, interest and first win compared, and…
Read more →Budget tracker questions, answered
Is the MADBU budget tracker really free?
Yes. Logging, a monthly budget, savings goals, streaks, badges and challenges are free with no card and no trial clock. MADBU+ and MADBUMAX are optional upgrades for the AI money coach, the debt payoff planner, forecasting and bank connection.
Do I have to link my bank account?
No. You type what you spent, which takes about five seconds, and that is all the free budget tracker needs. Bank connection is an optional MADBUMAX feature for people who want entries to arrive on their own.
Can I use it for savings goals and sinking funds?
Yes. Create a goal with a target and a date, then point any Saved entry at it. A sinking fund is just a goal for a cost you know is coming, such as car repairs or holidays, and MADBU shows how much to set aside to get there.
Which devices does it work on?
Any phone, tablet or computer with a browser, all on one account. You can add MADBU to your home screen so it opens like an app. App Store and Google Play apps are on the way.
Is my money data private?
Your entries are visible only to you when signed in. MADBU runs no advertising or tracking cookies, never sells your data, and lets you export or delete everything from your profile. The details are in the Privacy Policy.
Your money, finally in focus
Free forever on every device you own. Premium is there when you want the deeper tools.
Create your free account