Emergencies often happen when individuals expect less and if one is not financially prepared, disaster strikes. In such scenarios, individuals tend to search for available payday loans. A payday loan is a very short-term loan available through payday lenders that…
Hello guys I am your financial educator, in this episode we will be discussing about credit cards, credit scores, how to use credit card wisely and more importantly on how to pay off your Debts and become Debt free. This…
Compound interest makes a certain amount of money grow faster than the use of simple interest. This is simply because, in addition to earning returns on the money that one invests, one also earns returns on those returns at the…
A 401(k) is a retirement account sponsored by the company you are working in. it is usually offered by private-sector employees. A traditional 401(k) allows employees to contribute pre-tax dollars from their paycheck to the account and take a tax deduction…
How Much Mortgage Can I Afford? There may be a recession in the housing market in 2020. There are some people who cannot afford all-cash transactions for buying properties, and they can be asking questions such as “How much mortgage…
