Free forever. Pro when you want more.
Everything you need to build the habit is free and stays free. Pro adds the tools that need real history behind them.
Free
$0/forever
The whole habit loop, with no clock running.
- ✓Unlimited manual logging
- ✓Monthly budget and spending breakdown
- ✓Streaks, points, levels and all 20 badges
- ✓Weekly quests and shareable challenges
- ✓One account, one savings goal, one repeating entry
- ✓Full history, search and CSV export
- ✓Installs to your home screen
Pro
$4.99/month
or $39 a year · 14-day free trial
- ✓Everything in Free
- ✓Unlimited accounts, transfers and net worth tracking
- ✓Cash-flow forecast — see shortfalls before they happen
- ✓Subscription detection across your history
- ✓Debt payoff planner with avalanche and snowball
- ✓CSV import with automatic categorisation
- ✓AI money coach, Ask MADBU and type-to-log
- ✓Unlimited goals with pace-aware coaching
- ✓Category limits and bill reminders
- ✓Market research for stocks, forex and crypto
Pro is not on sale yet. Everything above is already built and waiting.
Want a plan built for your numbers?
Book a session with Dr. Paul Etienne — Amazon best-selling author on business and finance, fin-tech developer, and consultant to small business owners and entrepreneurs. You can attach your MADBU snapshot so the session starts with real figures instead of guesswork.
Request a sessionFinancial coaching and planning. Not licensed investment, tax or legal advice.
About Pro
Does the free plan expire?
No. There is no trial clock on the free plan. Log, budget, build streaks and run challenges for as long as you like without paying.
What happens to my data if I cancel?
Nothing is deleted. You keep every entry and can still export everything to CSV. Pro-only screens simply stop being available, and any extra accounts or goals become read-only rather than disappearing.
Can I pay yearly?
Yes, and it works out cheaper than twelve monthly payments. You can switch between monthly and yearly whenever you like.
Do I need Pro to share a challenge?
No. Challenges and their public share pages are free on purpose — they are the best part of the app to pass on to a friend.
Is my financial data used to train anything?
No. Your entries are yours. The AI features send a summary of your own figures to your chosen provider only when you ask for a coaching note or an answer, and you can turn off sending merchant names entirely.
Start free, upgrade if it earns it
Most people get real value from the free plan alone. Pro is there when your history is deep enough to forecast from.
Create your free account